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Smile Now, Pay Later
Some people think that beautiful, long-term dentistry is only for the well-to-do people of the world. The truth is, most of Dr. Charles Botbol & Associates patients are just like you. They work for a living or are retired, they have a monthly budget to meet, and they want the best for themselves when it comes to dental healthcare. Dr. Botbol and our team have made a commitment to make dentistry affordable for all of our patients. We proudly offer low interest financing to allow our patients to comfortably fit their investment into their monthly budgets while still receiving proper and timely care! It’s easier and more affordable than you think!
If you would like to schedule a FREE consultation, please call us today at 416-800-1400 or fill out our quick contact form and one of our experienced team members will contact you shortly! |

Dr. Charles Botbol & Associates Financial Guidelines
Thank you for choosing Dr. Charles Botbol & Associates for your dental needs. We understand that everyone’s financial situation is different. For this reason, we have worked hard to provide you with a variety of payment options to help you receive the dental care you need and deserve, with respect to your budget. We are always available to address any questions or concerns you may have. Please choose one of the following offers:
- Pay As You Go
Our “Pay as you go” option allows you to be in control of your insurance benefits, by paying fully at each appointment for treatment and by being reimbursed directly by your insurance company. This will enable you to keep personal records of all insurance reimbursements, all dental transactions, to track maximum allowable benefits and be more aware of what your plan covers and what it does not cover. You will never have to worry about having outstanding account balances with us. We will make sure your insurance claims will still be filed, and that payment will go directly to you.
When insurance companies reimburse patients, payment usually takes about one to two weeks to be received, especially if the patient’s plan accepts electronic dental claims. If required, at each appointment we will send electronic claims for you.
- Assignment of Benefits
Our “Assignment of Benefits” option offers you the convenience of using your dental benefits as a form of direct payment by assigning payment from your dental insurance company directly to us. Please be reminded that your dental insurance is an agreement between your insurance company and you. This means you are responsible for any service fees or balances that may not be covered by your dental benefits plan. Choosing Dr. Charles Botbol & Associates to submit electronic claims on your behalf requires you to leave a valid credit card number on file (Visa or Mastercard) as a precondition. Balances not covered by your dental insurance will be charged directly to your credit card on the day of the treatment, or by the day the cheque is posted to your account. If you decline leaving your credit card on file, you miss the courtesy of Dr. Charles Botbol & Associates accepting direct payments from your insurance company on your behalf and you will be responsible for the payment in full at the end of each appointment. Please fill out and complete the credit card authorization form below. It will be kept strictly confidential and will be used only under the agreed terms.
- Low Interest Financing
Our “Low Interest Financing” option offers you an arrangement with our financial partner (Credit Medical Corporation). Upon approval, you can receive a low-interest term loan (from 6 months to 4 years) with low monthly payments, a fixed interest rate, and no down payment or collateral. Please inform us if you require an application.
- Quick Check-Out
Or “Express Checkout” option allows you the convenience of coming in for treatment without having to check out after the completion of your appointment. We will still submit claims to your insurance company and your insurance company will directly reimburse you.
All there is to do is fill out our credit card authorization form below. It will be kept confidential and used strictly under the agreed terms. We will bill your credit card after each appointment and a receipt of this transaction will be mailed to you.
- 5% Reduction for Prepayment in Full
In order to fit expenses into their monthly budgets, some patients prefer to have their treatment completed in “phases,” or stages. By "phasing" their treatments, patients will not need to make compromises with regard to the quality of the care they receive. Planning and treatments will work according to your schedule – when you can pay and according to your budget.
BROKEN APPOINTMENTS: A specific frame of time is reserved especially for you and we strongly encourage patients to keep their appointments. If you have to change your appointment, we require at least 48 hours notice to avoid charging you with the $100.00/hour cancellation fee.
Click Here To Print Financial Guidelines

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Dentist North York, Dentist Toronto, Cosmetic Dentistry Toronto
Cosmetic Dentistry in Toronto is a specialized form of dentistry that is a combination of art and science which can be performed by professionally trained Dentists to optimally improve dental health, aesthetics and function. Cosmetic Dentistry offers a number of solutions to correct unhealthy and visually unappealing defects in your teeth and give you that full, white and beautiful smile you have always wanted. A Cosmetic Dentist can suggest all the needed procedures to make your smile the best it can be giving you the teeth that you can be proud of and show off.
Dentist North York, Dentist Toronto, Cosmetic Dentistry Toronto
Cosmetic Dentistry in Toronto has come a long way in the past 10 years, dental fillings and other tooth restorations were originally made of gold, silver or some other metal, which were then veneered with porcelain to hide the filling. With technological advances in cosmetic dentistry in Toronto most dental work can be made entirely of porcelain or composite materials that more closely mimic the appearance of natural tooth structure. The teeth colored materials are bonded with resin adhesives to the underlying tooth structure. Unlike silver fillings (a.k.a. amalgams) they are entirely free of mercury. Many dentists in Toronto offer these procedures to be cosmetic because their patients prefer natural looking teeth.
Dentist North York, Dentist Toronto, Cosmetic Dentistry Toronto
Another innovation of the Cosmetic Dentist is the invention of teeth whitening or teeth bleaching and is now the most common Cosmetic Dental procedure. While many do it yourself whitening options are now available on the market, dentist-supervised treatments remain the recommended procedure for lightening discolored teeth and give you the best results for your money.
Dentist North York, Dentist Toronto, Cosmetic Dentistry Toronto
Contouring, which is also known as tooth reshaping, is an instant treatment now available in cosmetic dentistry in Toronto. Cosmetic dental reshaping and contouring is a procedure to correct crooked teeth, chipped teeth, cracked teeth or even overlapping teeth in just one quick and easy session. The dental reshaping procedure can even be a replacement for braces and retainers under certain circumstances and it is also a procedure of subtle changes. A few millimeters of reduction and a few millimeters of tooth-colored laminate is involved. Tooth reshaping, or dental contouring, is commonly used to alter the length, shape or position of teeth by dentists in Toronto.
Dentist North York, Dentist Toronto, Cosmetic Dentistry Toronto
Dental bridges or false teeth are known as a pontics, which are fused between two porcelain crowns to fill in the area left by missing teeth. The two crowns holding it in place are then attached to your teeth on each side of the false tooth; this is known as a fixed bridge. This procedure is used to replace one or more missing teeth. Fixed bridges are permanent and cannot be taken out of your mouth as you can do with removable partial dentures. Bridges can reduce the risk of getting gum disease, help correct some bite issues and even improve your speech. Bridges require your commitment to serious oral hygiene, but will last as long as ten years or more.
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